{"id":54821,"date":"2019-02-28T13:50:54","date_gmt":"2019-02-28T17:50:54","guid":{"rendered":"https:\/\/www.cruiseexperts.com\/news\/?p=54821"},"modified":"2026-02-27T12:41:09","modified_gmt":"2026-02-27T18:41:09","slug":"is-travel-insurance-worth-it","status":"publish","type":"post","link":"https:\/\/www.cruiseexperts.com\/news\/2019\/02\/28\/is-travel-insurance-worth-it\/","title":{"rendered":"Is Travel Insurance Worth It?"},"content":{"rendered":"

Should you get travel insurance for your next trip?<\/h2>\n

You put a lot of time and effort into planning a cruise vacation, and you spend a lot of money on airfare, hotel, cruise fare, packages, and excursions. A vacation can be quite an investment intended to provide your family with fun and relaxation. Unfortunately, there are times when an illness, weather event, or other interruption can make it necessary to change or alter your plans. If you have ever had your luggage get lost, you know that can also be a nightmare. So, is travel insurance worth it<\/a>? There are a lot of reasons you should consider purchasing travel insurance when taking a vacation.<\/p>\n

Click here to browse last minute cruises.<\/a><\/p><\/blockquote>\n

Is Travel Insurance Worth It?<\/h3>\n

When you consider your possible losses that could be covered by travel insurance, it is certainly worth it. If you were injured or became sick during your trip, it’s highly unlikely your current health insurance will be accepted in another country. Travel insurance can cover costs of an emergency trip to the hospital.<\/p>\n

There are a variety of travel insurance plans available. Some are very specific, and other plans are available in a customized package. You can choose what you want covered in your travel insurance package. Targeted travel groups, such as people who are traveling with valuable equipment including photographers, divers, golfers, and athletes will want insurance to cover their valuables which could cost many thousands to replace.<\/p>\n

Insurance on prepaid nonrefundable expenses is an excellent policy for all vacationers to purchase.<\/p>\n

How Does Travel Insurance Work?<\/h3>\n

The purpose of travel is to protect your investment in plane, cruise, and hotel costs, as well as cover your personal belongings and luggage in the event of damage, loss, or theft. Trip-cancellation or trip interruption coverage takes care of those weather related and illness travel problems.<\/p>\n

You can also choose health coverage for unexpected illness, accidents, emergency treatment, and preexisting conditions. Many travel insurance policies require you to insure 100 percent of all nonrefundable expenses in order to qualify for cancellation due to bankruptcy of travel suppliers, cancellation for any reason, cancellation for work reasons, or cancellation for preexisting health conditions.<\/p>\n

Speaking with a travel insurance professional or seasoned travel agent will help you determine what insurance is best for you. Policies can cover individuals or a whole family.<\/p>\n

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Should I Get Travel Insurance?<\/h3>\n

The decision on whether or not to get travel insurance is something only you can decide, but it certainly makes sense if you have a lot of money paid out in advance that could be lost due to unavoidable cancellations, illness, or other unexpected events. The hotel you’ve booked could have a fire, a hurricane could damage an area your cruise ship was going to take you, your cameras and other photo equipment were stolen, someone in your party was injured, or your luggage was lost and you need to buy clothes and personal items. Any of these things can and do happen.<\/p>\n

It is a fact that severe weather events occur and will impact many vacationers this year. Vacations are planned in advance, but tornadoes, hurricanes, ice storms, tsunamis, and earth quakes have their own time schedule. Many people had to change their vacations when Puerto Rico was it hard by hurricane Maria in 2017. Everyone who had travel insurance was able to recover all their nonrefundable expenses.<\/p>\n

Are you planning a vacation this year? There are a lot of great cruise deals available in 2019, and you can call us right away at 1.888.804.CRUISE (2784)<\/a> to get in on tremendous savings on fabulous trips.<\/p>\n

At CruiseExperts.com, we are using our expertise to book amazing cruise vacations for people every day. Getting great deals and discounts for our clients is our number one priority. Remember, all our services are free! We can help you with all your cruise-related questions, and we love doing it. We look forward to hearing from you soon.<\/p>\n

Visit our webpage at\u00a0CruiseExperts.com<\/a>, and check out our\u00a0Facebook page<\/a>\u00a0and join the\u00a0InnerCircle<\/a>\u00a0for\u00a0\u00a0exclusive offers. Our\u00a0Resource Center<\/a>\u00a0gives you all the \u201cexpert\u201d knowledge you\u2019ll need for your next cruise or cruise tour!<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

Should you get travel insurance for your next trip? You put a lot of time and effort into planning a cruise vacation, and you spend a lot of money on airfare, hotel, cruise fare, packages, and excursions. A vacation can be quite an investment intended to provide your family with fun and relaxation. Unfortunately, there … Is Travel Insurance Worth It?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":54823,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[30],"tags":[1828,1827,1829],"class_list":["post-54821","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informative","tag-how-does-travel-insurance-work","tag-is-travel-insurance-worth-it","tag-should-i-get-travel-insurance"],"_links":{"self":[{"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/posts\/54821","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/comments?post=54821"}],"version-history":[{"count":0,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/posts\/54821\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/media\/54823"}],"wp:attachment":[{"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/media?parent=54821"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/categories?post=54821"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cruiseexperts.com\/news\/wp-json\/wp\/v2\/tags?post=54821"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}